EXPLORE THE RISK ENGINE

Region's first comprehensive Risk Assessment Tool

A smarter, faster way to assess risk with zero code.

KEY CAPABILITIES

In-depth Affordability Analysis

Quickly assess customer affordability with detailed open banking data.

Extended History Review

Access longer banking histories for more accurate financial behavior analysis.

Enhanced Fraud Detection

Detect fraud early with real-time access to verified financial data.

Comprehensive Data Insights

Get a 360° view of customer risk using rich data from multiple banks.

USE CASES

Use income and spending insights to assess customer affordability, reduce default risk, and make informed lending decisions.

Verify identity, income patterns, and behavior to enable safe, real-time approvals at checkout.

Evaluate long-term financial behavior and income trends to streamline pre-approval and reduce friction in the application process.

Spare's risk engine evaluates affordability, behavior, and creditworthiness — instantly and without coding.

Let's build your business. Reach out to our team and we'll be in touch